I get HBO On-Demand so can watch Lady Gaga's Madison Square Garden concert whenever I need background music to work by.
I'm trying to face the reality of the staggering debt that I'm in. Like so many I thought since I had "good" health insurance I really had nothing to fear. I always paid my little $20 co-pays and thought I was good to go. But the co-pays resulting from 3 long term hospitalizations in 18 months coupled with the individual doctor bills I already had have added up to thousands of dollars. Throw in my husband's unpaid student loan, maxed out credit cards a $30,000 Small Business Administration start-up loan (don't even think about defaulting on these people) not to mention the 2 dear friends that invested serious cash in my business and I've got almost $75,000. There's an organization that may be able to help us but first I have to pull it ALL together. Looking at your financial picture, no matter how much or little you owe is a very scary thing. Between the money I invested to start up my small business (and was subsequently forced to close due to my stroke) and my medical bills I've never been so deeply in debt. Since I'm now on what is jokingly referred to as a "fixed-income" from disability and my pension) there'll be no more raises in my life time that I can count on to help me dig out of this hole.
My telephone is now being held hostage by collection agencies. They make robo- calls to me all day demanding payments. I've tried to make arrangements with them but paying $25 a month really doesn't' cut it when owe someone $2,500. So now I turn the ringer off and look at the ID listed to see if its someone I know or if the call is in my area code and from a doctor. When I worked and had a large salary I thought of people like me as "dead beats" that didn't honor their responsibilities. If you don't think the universe has a hell of a sense of humor talk to me about it sometime. To go from a six-figure salary to contemplating bankruptcy 4 years later is not nearly as funny as the movies would have you believe. I follow the recommendations you always read that say pay your mortgage and utilities, food, gas, etc. If there's anything left I try to send small payments to creditors.
Still, there is something about putting it all down on paper and facing it that's given me much more of a sense of relief than I expected. It's a relief to actually see the numbers rather than have them constantly rolling and rattling around inside my head. I've also decided this is a major step towards owning my own current situation, bad health, deep debt and all. I took myself from being a teenage welfare mother to being Assistant Commissioner of Welfare for my entire State. I can do this. Well I can do it at 4:30AM in the morning. The vampire in me fades a great deal in the daylight.
Showing posts with label universe. Show all posts
Showing posts with label universe. Show all posts
Wednesday, June 1, 2011
Monday, May 30, 2011
Oprah's Last Words
Like so many people I watched Oprah's final show. Although I've enjoyed watching her over the years I never found it the life changing experience so many others testified to. Frankly I've gotten more inspiration and/or thought provoking from some of the lyrics in Lady Gaga's songs. But on her last show she talked about purpose - as in "we all have a purpose for being here." Now its not the first time I've heard that said but it is the first I stopped long enough to actually HEAR the meaning behind the words. My problem has always been how do you know your true purpose and what's the difference between hearing the workings of your own mind and actually hearing the truth of your own purpose for being here and no I'm not high. But watching my health take a nose dive over the past five years has left me alternately bitter, pissed-off, mad as hell and occasionally acquiesce. I'd think I'd caught a glimpse of my "purpose" but it would fade away just as quickly. I spent so many years climbing the ladder of achievement, so much energy and so much hope. Until the collapse of my small business I had never truly failed at anything in my adult life. I've had setbacks but never flat out failures. It took me more than a year to break out of my state of shock over it. It didn't matter that having a stroke in the middle of trying to get a business off the ground is pretty good excuse. My super type-A personality insists I relentlessly blame myself.
So I'm trying to figure out the reason for all that's happened in the last years and how it ultimately turns into a purpose. Each time I've been hospitalized I come to and a doctor says "You should be dead!" It's said with a tone that's incredulous, It's as if I do have a purpose and the universe won't let me go until I fulfill it. In the mean time it feels like I'm being pecked to death by chickens with each new hospitalization, each new diagnosis. I'm trying to figure out how to move from this stasis.
I fell again today. My husband sprinted over the bed and grabbed me preventing me from hitting the floor even harder. He never ceases to amaze me. When I was out in the world I had an intense dislike for people who whined or did the "poor me" dance. Now here I am doing the dance myself. I keep wondering exactly how I made the universe so angry. For those of you who have been hanging in there with me I'd like to think you've seen some movement forward from me. I'm working with a non-profit disability advocate group as a consumer advisor. Thank the Goddess for the Internet. It enables me to communicate with the outside world although I still can't leave the house. I'll be practicing getting in and out of my van this week. The first time I tried to climb into the driver's side I fell flat on my back because my legs wouldn't support the push off we all take for granted to get in a car. Walking up my inside steps and getting into the van are my two major goals for the next two weeks. Medicare will decide if I can continue having physical therapy and occupational therapy for another month soon but I've got to show progress. I think I do but the repeated falls to throw me backward.
And about the purpose thing - the caretakers tell me to slow down. Start the purpose search when I can walk without falling. Since I don't know when that may be its damn hard to be patient.
So I'm trying to figure out the reason for all that's happened in the last years and how it ultimately turns into a purpose. Each time I've been hospitalized I come to and a doctor says "You should be dead!" It's said with a tone that's incredulous, It's as if I do have a purpose and the universe won't let me go until I fulfill it. In the mean time it feels like I'm being pecked to death by chickens with each new hospitalization, each new diagnosis. I'm trying to figure out how to move from this stasis.
I fell again today. My husband sprinted over the bed and grabbed me preventing me from hitting the floor even harder. He never ceases to amaze me. When I was out in the world I had an intense dislike for people who whined or did the "poor me" dance. Now here I am doing the dance myself. I keep wondering exactly how I made the universe so angry. For those of you who have been hanging in there with me I'd like to think you've seen some movement forward from me. I'm working with a non-profit disability advocate group as a consumer advisor. Thank the Goddess for the Internet. It enables me to communicate with the outside world although I still can't leave the house. I'll be practicing getting in and out of my van this week. The first time I tried to climb into the driver's side I fell flat on my back because my legs wouldn't support the push off we all take for granted to get in a car. Walking up my inside steps and getting into the van are my two major goals for the next two weeks. Medicare will decide if I can continue having physical therapy and occupational therapy for another month soon but I've got to show progress. I think I do but the repeated falls to throw me backward.
And about the purpose thing - the caretakers tell me to slow down. Start the purpose search when I can walk without falling. Since I don't know when that may be its damn hard to be patient.
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